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  1. Motor Insurance, VED, Law and Finance
    My son's 2014 ST was vandalised by a person with a baseball bat. The person was about to be 'sectioned' and he took it out on his mother's car and my son's car was next to it. The only real damage is the whole wing mirror has been smashed. The cost of repair will be less than his insurance...
  2. Motor Insurance, VED, Law and Finance
    Just had a weird experience in chatting with Direct Line over adding the Mountune cat back exhaust to a 2017 MK7 ST. They will refund me £26 on my policy if I have it fitted. So adding a £500 after market exhaust system reduces my insurance...?!? I have the transcript of the web chat. Still a...
  3. Motor Insurance, VED, Law and Finance
    Just wanted to provide some positive feedback on my current insurer Brentacre - had a pleasant surprise when I contacted them to ask about the additional cost for some mods. (turns out: none!) I gave them my list of planned mods and expected a large increase quote. However, they explained that...
  4. Motor Insurance, VED, Law and Finance
    Been looking at insurance and debenhams insurance keeps popping up as the cheapest by far, has anyone got any experience with using them or know anyone that has used them? Any response will be appreciated
  5. Motor Insurance, VED, Law and Finance
    HI all, I currently have a standard Mk7, of which I am currently paying £2100 a year insurance on. This time in 2 weeks I will have both 2 years experience and 2 years no claims, and I am currently 21, to be 22 in October. The best policy price I have had is £1180 from Hastings. However, I do...
  6. Motor Insurance, VED, Law and Finance
    Has anyone used Admiral for ST150? I have recieved a quote of £1,132 as a 20yo with no mods declared (As none done as of yet) In the future I would be wanting to do the full exhaust system, induction kit, lowering springs, TRC splitters. They have not got back to me yet on what they approve...
  7. Motor Insurance, VED, Law and Finance
    Hi guys, apologies if this already is discussed, i did search but couldn't find anything. Does any one have the ABI code for Fiesta ST-3 [5Dr] (215 Upgrade) I can't seem to find one, and some insurance quotes don't list the ST-3 [5dr] for the upgrade, Many thanks in advance. Andrew.
  8. General Topic Discussion
    Just had my morning scan of the local news, one article in particular always annoys me and that is the one about local people who have ended up in court...more specifically those who were caught driving without insurance. What annoys me is the fact they are slapped with such petty fines, for...
  9. Motor Insurance, VED, Law and Finance
    Hello all, Apologies if posted in wrong section of forum. Just rang my insurance (ESURE) to add on the Mountune High Flow Induction Hose onto my modifications (Currently running MP215) and they informed me this induction hose is not on there list and they have just added this to there notes...
  10. Motor Insurance, VED, Law and Finance
    Hey, I'm looking to get Mountune Stage 1, but my insurance hunting isn't going well so far. Currently I've got these quotes: Adrian Flux - £870 Chris Knott - Will match the lowest quote I can get then give up to 10% off I'm going to try Greenlight tomorrow (signal is terrible at work) and...
  11. Motor Insurance, VED, Law and Finance
    First world problems etc, but how does it work on insurance if I have the option to put my car in the garage overnight but will normally leave it on the drive? If I insure it for driveway would I still be able to garage it and be covered? and if it was insured for garage would it always have to...
  12. Motor Insurance, VED, Law and Finance
    Following sound advice on here I purchased GAP (Full) not long after getting my new ST in June. Just before I took delivery of my ST my brother got a "much better car" than me, a 16 plate Ford C-Max. Hey don't mock it, it's P.R.A.C.T.I.C.A.L he says! Anyway, fast forward to now and he's been...
  13. Motor Insurance, VED, Law and Finance
    Can't find this mentioned before but I am sure someone will pick me up on it but.... as the title says, my car is currently (in the insurers eyes) an MP215 with its own insurance classification. If I am therefore to take my car up the road and get it converted into an MR230 or MR265 do I...
  14. Motor Insurance, VED, Law and Finance
    So in the months leading up to deciding on my new car, the comparison website I was using had my parents address (I bought my first house in July, moved in in August) and I was getting reasonable quotes for the ST for around about £950. (I'm 22, 1 year with licence, 1 year NCB & no points). It...
  15. Chris Knott Insurance
    Here's your chance to WIN 2x VIP tickets to the Performance Car Show at Birmingham's NEC (plus entry to Autosport International) for Saturday 14th January 2017 courtesy of Chris Knott Insurance. The Performance Car Show is the leading UK exhibition dedicated to enthusiasts of sports and...
  16. Motor Insurance, VED, Law and Finance
    Hi everyone, its that time of year again for me where my insurance is due for renewal. I've recently parted ways with my mk7 ST for another mk6 ST, where my insurance did go up again very slightly as i expected it would. I've also recently fitted a milltek cat back and declared it with...
  17. Motor Insurance, VED, Law and Finance
    Hi guys, I just picked up my new ST yesterday and am absolutely thrilled with it. Currently on the weeks free insurance from Ford but it seems to be closing quicker than I can find an affordable insurance deal. Any young drivers managed to grab insurance for around £2k? I've been getting...
  18. Motor Insurance, VED, Law and Finance
    If I'm getting one on PCP it means I won't own the car. So it will have to be insured with me just as the registered keeper and the "vehicle leasing company" as the owner, am I right? This does seem to affect the price a little bit (For the worse). Guess it's because "owners" look after their...
  19. Motor Insurance, VED, Law and Finance
    I'm looking at getting GAP insurance for my car as i live in Birmingham! Evans Halshaw offered me GAP insurance for £349 for 3 years. DirectGAP offer 5 years cover for £199. Is there something I'm missing that makes the EH one better, or are they just money grabbing?
  20. Motor Insurance, VED, Law and Finance
    Hi just a quick question to everyone and I wouldn't mind some people chipping in with a bit of advice. I got my insurance renewal from admiral yesterday and it is £1483, which unfortunately is higher than I was expecting. My question is how much were people paying at around my age and who...
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